How Divorce Will Affect Your Retirement

A qualified domestic relations order, or QDRO, is a decree that enables one spouse to receive all or part of the other spouse's retirement benefits in the event of a divorce. This might include pension plans, 401(k)s, IRAs, retirement savings, or other sources of income and benefits.

From a legal standpoint these matters are notoriously complex. The law offices of Beth M. Terry, P.A., can simplify them. We cover all issues concerning QDROs, ensuring that provisions are drafted properly and in your best interests. We will advise you of all factors to consider regarding the division of retirement plans, and will provide a streamlined process to enter and implement the necessary QDRO in your case.

QDROs And Military Divorce

QDROs and other considerations relating to asset division can be especially complicated in divorces involving military personnel. To ensure your QDRO is entered error-free and accepted by the Defense and Finance Accounting Service (DFAS), you need an attorney with extensive knowledge of specific rules involved in the order.

For example, when handling military retirement benefits and thrift savings plan accounts during property division, it will be necessary to consider:

  • Classification

  • Calculation of service periods

  • Rank

  • Years of marriage

  • Survivor benefits protection

Civil government employees' retirement benefits, FERS or CSRS can also be divided pursuant to a divorce via QDRO. The United States Office of Personnel Management (OPM) is the federal agency that administers civil employee benefits. The OPM will accept or reject your QDRO. Our law firm can ensure the QDRO is drafted clearly and accurately.

Simple Solutions To Complex QDROs

Beth M. Terry is well-versed in all types of QDROs. In addition to military retirement benefits, she handles civil service pensions, railroad retirement pensions, state and city pensions, as well as private pension plans, 401(k)s, IRAs, profit sharing and similar type retirement plans.

To schedule a consultation at our Jacksonville office, you can call, message or email us.


O: 904-399-5354

F: (904) 399-5341

3943 Baymeadows Rd Suite 3, Jacksonville, FL 32217, USA

©2017 by Beth M. Terry, P.A.. Proudly created with Wix.com